True:Funds. Available funds, a true balance indicator

You see one amount: how much of the money in your account is not reserved for upcoming taxes, salaries, instalments and invoices, together with an explanation of why it is that amount. We implement this module for a limited number of our accounting clients.

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Profit and bank balance statement of a sample limited company for January to September 2026, confirmed by a True Balance expert (sample person) — Sample data

From the question about the difference to the amount for today

True:Funds is a module of the My True Balance platform: it shows what part of the money in the company account is not reserved, and explains the difference between profit and the account balance. It works together with the cash forecast. The company president opens the company tile and checks where the difference between profit and the account comes from. The statement starts from the balance at the beginning of the year, adds the profit from the books, subtracts the largest differences and arrives at the account balance, and at the end it shows the funds available today and a way to start a conversation with your accountant. In the example (sample data), the profit in the books for three quarters is PLN 612,400.00, the account balance at the start of the day on 30.10.2026 is PLN 184,230.55, and the funds available today are PLN 0.00, because the entire balance is reserved for payments due by 05.02.2027.

Sample data

What you gain

One amount
how much of the money in your account is not reserved for taxes, salaries, instalments and invoices.
Figures with dates
profit from the books, account balance and available funds side by side, each figure with an “as of” date.
The difference explained
a step-by-step statement shows where the difference between profit and the account comes from.
Reserves with due dates
next to the amount you see taxes and contributions, instalments, salaries and payments from the forecast, each item with a due date.
Accountant's comment
when something needs a conversation, the accountant adds a comment next to the amount.
Figures from the books
the figures come from the books and the forecast, not from an AI reading.

Free cash today in the browser: one amount with an explanatory sentence, profit from the books and the account balance with dates, cash on hand shown separately and the accountant’s comment — Sample data

How much of the money in your account is not reserved

At the top of the screen there is one amount and one sentence that explains it. Available funds are the lowest balance in the cash forecast reduced by the threshold you set, never less than zero.

When reserves exceed the balance, the module does not show a negative amount, but states in a sentence how much is missing in the forecast. In the example (sample data), the entire balance is a reserve for payments due by 05.02.2027, and the forecast is short by PLN 38,400.00.

Profit, account and available funds side by side

The cumulative result from the books, the account balance and available funds appear in one row. Each figure shows an “as of” date and its source: for the result, the month of the books; for the balance, the day and time of the statement, so it is immediately clear whether the figures come from the same day. The scope of connections is agreed during implementation.

Cash in the company's cash desk is shown separately and is not included in available funds.

Free cash cascade in the browser: from today’s balance through forecast inflows and outflows to the lowest balance, reserves grouped with due dates and a scenario switch — Sample data

Reserves with due dates, step by step

The waterfall leads from today's balance through inflows and expenses from the forecast to the lowest balance. Reserves are grouped: taxes and contributions, suppliers, lease instalments, estimated invoices and other expenses, each group with a due date and source.

Taxes and contributions have one of two states: an amount set by the office with a date, or an estimate to be confirmed after the month-end close. When a cash shortfall period appears in the forecast, the waterfall shows its dates and the lowest-balance day.

Profit and bank balance statement in the browser: from the opening balance through profit from the books and the largest differences to the balance at the books date, with a True Balance expert’s confirmation bar (sample person) — Sample data

From profit in the books to the account balance

The statement of profit and account balance starts from the balance at the beginning of the year, adds the profit from the books and shows the largest differences, for example a dividend paid out, the purchase of a machine or an increase in receivables from customers, up to the balance on the books date. The item “other / unreconciled” is always visible, even when it is zero.

Every month the office prepares an abridged statement, and a full one quarterly or at your request.

Statement reviewed by a True Balance expert

At your request, a True Balance expert confirms the statement and the recording of items in the books. A marker with the expert's name, date and time then appears above the statement.

On the screen, the statement was confirmed by Robert Przykładny, True Balance expert (sample person).

Accountant's comment where the amount is

Every month a True Balance accountant reviews the available funds and statements of your companies. When something needs attention, for example overdue receivables or figures from different days, the accountant adds a dated comment next to the amount; when there are no remarks, the review is closed without a comment.

From the comment you go to a conversation with the office in a thread.

Statement before a limited company’s profit distribution: data from the approved financial statements, the year’s profit and the distributable amount calculated by the accounting firm next to free cash — Sample data

Figures from the office before a profit payout decision

For a limited liability company, the module compiles data from the approved financial statements: the date and body of approval, the profit for the year and its distribution, and the amount to be distributed calculated by the office, with the available funds alongside.

When the client platform is in use at the company, the figures from the office before a profit payout decision are in one place there.

As part of Limited company accounting, the office shows the management board on the client platform what part of the profit (after taking into account uncovered losses from previous years) may be allocated for distribution. A shareholder loan is shown there separately: as a debt of the company to the shareholder, not as its earnings.

Before a decision on profit distribution, the client platform shows side by side the profit from the books and the amount on which tax is calculated.

The module recommends nothing: the decision is yours. Accounting questions can be reviewed by a True Balance expert; tax questions are handled, with your consent, by a tax partner we work with.

Informational material, not tax or legal advice; examples use fictitious data; legal status as of 2026-09-27.

Free cash in the phone app: the amount, an explanatory sentence, three figures in brief with the statement date and the accountant’s comment — Sample data

The amount on your phone, even without a signal

The phone app shows the amount, a one-sentence explanation, three figures in brief with the statement date, and the accountant's comment. Without a signal, the app shows the last state with an “as of” date, and tapping an item opens its explanation.

One calculation together with the cash forecast

The amount of available funds comes from the same calculation as True:Flow. A scenario saved in the forecast, for example postponing a supplier invoice by 28 days, can be switched on in the preview, and each expense group leads to its items in the forecast.

In the example (sample data), such a postponement raises the lowest balance to −6,150.00 PLN, and available funds are still PLN 0.00.

Who available funds are for

President or owner

one amount and its explanation before deciding on a larger expense; for a profit payout, next to the amount to be distributed from the books.

The accountant in your company

reserves and the waterfall in one view; a missing payment is added to the cash forecast.

True:Funds in the office's services

The platform modules are part of True Balance accounting services. We implement this module for a limited number of our accounting clients.

In Limited company accounting, the office compiles each month the profit from the books against what actually arrived in the account. In a company that uses the Funds module, this statement is visible together with reserves and the amount for today; the scope of the service is described on the Limited company accounting page.

Examples from the series: Prawdziwy bilans.

Informational material, not tax or legal advice; legal status as of 2026-09-27.

Works together with

All platform modules

Book a demo or ask about implementation

We implement this module for a limited number of our accounting clients. We run the demo on sample data.

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A demo: we show the module on sample data. An implementation call: we discuss setting up the module in your company.

How do you currently know how much money in the account you can spend without touching what must remain for taxes, salaries and instalments?

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